The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted. Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

License Status

Insurance Continuing Education Hours Required

  • 10 hours are required biennially.
  • 20 hours are required biennially for combined LH/PC license.
  • 10 hours are required biennially for Personal Lines license.
  • New licensees receiving a license after 9/30 of an even numbered year but before 10/1 of an odd year must complete one half of the CE requirements.
  • Farm Mutual Insurer License: 10 hours biennially in P/C insurance
  • Crop and L/H or P/C: 10 hours biennially-max 2 hours in crop and 8 hours in major line

New Requirement to Sell Annuities

  • Annuity – Best Interest Interest Certification: Effective 10/1/2022, before selling, soliciting or negotiating Annuity policies in South Dakota.
    • (a) a new four-credit training course approved by DLR after the effective date of this rule; OR
    • (b) an additional one-time, one-credit training course approved by DLR and provided by an DLR-approved education provider on appropriate sales practices, replacement and disclosure requirements under this rule.
  • Click here to view your state Annuity CE requirement 

State Specific Insurance Continuing Education Courses

  • Courses must be taken in the lines for which the license is held
  • Combined License (LH/PC) must complete at least 8 hours devoted to one line
  • No more than 50% of required hours may be earned from one insurance company
  • All South Dakota licensed resident insurance producers who sell federal flood insurance policies shall be required to complete a one time 3 hour requirement on flood insurance.
  • LTC Partnership Training Requirement: Producers, must complete an 8 hour Long Term Care training course before they can sell, solicit or negotiate LTC (Long Term Care) insurance in South Dakota; thereafter, they must complete a 4 hour follow-up long term care course biennially.

Insurance Continuing Education Renewal or Compliance Date for Licensees

  • Resident producers must complete the Continuing Education (CE) as specified below by the end of their birth month and submit a renewal application prior to the end of their birth month. If a resident producer adds a qualification to their existing license the CE requirements for the new qualification will be waived until their next renewal period. 

Insurance Continuing Education Types of Courses Accepted

  • Independent self study courses, classroom study, internet courses, and company sponsored courses (limited to 50% of requirement for each line).

Monitor Requirements

  • Exams DO NOT require a monitor. 

Reporting to Your State

  • $1.00 per credit hour is required to report to your state.
  • State Insurance completions are reported 2 times every business day. If course is completed after 2 PM PT, it will be reported the following business day.
  • CFP reports are sent on Friday at 2 PM PT to the CFP Board electronically.
  • You may also self-report your CFP completions to www.cfp.net

Insurance Continuing Education Carryover Hours & Course Repetition

  • No excess CE credit hours may be carried over to the next renewal period.
  • Credit will not be give for a course that is repeated within a renewal period. 

Insurance Continuing Education Exemptions

  • Individuals who have a limited license to sell only credit life or credit health insurance.
  • A resident attorney who is licensed to practice in South Dakota.
  • Individuals who reside outside the United States but hold a South Dakota license.
  • Individuals licensed after 9/30 of an odd year.
  • Individuals who are employed by a trade association and hold a limited license to sell only surety bonds to the association members.
  • Individuals who are at least 65 years old and have been licensed in South Dakota for at least 10 years.
  • Limited or restricted licensees that the director may exempt.
  • Non residents
  • Individuals who are transportation ticket producers of common carriers holding a limited license to sell only travel accident and baggage insurance.
  • Individuals who hold limited license to sell only bail bonds.

Method to Certify Completion

  • For Most States you will be able to print your certificate of completion online once you have completed your exam.
  • We usually report to the State Department of Insurance or regulatory board by the next business day.
  • It may, however, take your State DOI or regulatory board up to 30 days to report your completion results on their systems.
  • As an added service, we can Rapidly Report all of your completed courses the same business day (per credit order) for only $25.

Nonresidents

  • Initial LTC Requirements: A non-resident producer must complete an initial 8-hour NAIC LTC training course approved by the state of South Dakota that includes Medicaid information OR complete an 8-hour NAIC LTC course from another state with a 1-hour SD Medicaid related course to fulfill South Dakota requirements.
  • On-going LTC Requirement: A 4-hour follow-up LTC course is required every 24 months.

Department of Insurance Contact Information:

South Dakota Insurance Division
124 South Euclid Avenue #2
Pierre, SD 57501
PHONE: (605) 773-3563
FAX: (605) 773-5369

EMAIL: Division of Insurance Inquiry Contact Form

State Website: http://dlr.sd.gov/insurance/

For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners),

Please go to: http://www.naic.org/state_web_map.htm

The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted. Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.