Success CE, Inc. provides this information as a courtesy to individuals who are subject to North Carolina Insurance Continuing Education requirements. Our comprehensive guide provides essential insights for individuals fulfilling North Carolina Insurance CE obligations. To ensure compliance with potential regulatory changes, we recommend contacting your state’s insurance department. While we make diligent efforts to provide accurate and current information; Success CE, Inc. nor it’s employees warrant or represent that this information presented is accurate and current. All details are subject to change without notice. Stay informed and meet North Carolina’s continuing education requirements by exploring the essentials of Insurance CE.

Department of Insurance Contact Information:

North Carolina Department of Insurance
Agent Services Division
Mailing Address Only:

1204 Mail Service Center
Raleigh, NC 27699-1204

Phone: (855) 408-1212 or (919) 807-6800

State Website: http://www.ncdoi.com/

For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners), please go to: http://www.naic.org/state_web_map.htm

License Status

North Carolina Insurance CE Hours Required

  • All licensees are required to complete 24 credit hours, including 3 hours of which must be in Ethics, every biennial compliance period or every two (2) years.  

North Carolina Insurance CE Course Subject Requirements

  • 3 hours of total Insurance Continuing Education CE credits hours must be completed in Ethics
  • Annuity – Best Interest Interest Certification: Effective 1/1/2023, before selling, soliciting or negotiating Annuity policies in North Carolina, must completed a one-time 4-hour annuity certification, the annuity best interest course, prior to selling annuities.
  • Click here to view your state Annuity CE requirement 
  • Long Term Care Partnership Training:
    • Each licensee who holds an accident and health or sickness license, a Medicare/Supplement Long-Term Care limited lines license and who sells, solicits or negotiates Long-Term Care Partnership policies shall complete eight (8) hours of Long-Term Care Partnership education as defined in 11 NCAC 06A.0801(12)  within one year of March 7, 2011. After meeting this initial eight (8) hour training requirement, four (4) hours of Long-Term Care Partnership education is required every biennial compliance period thereafter.
    • Each licensee issued an accident and health or sickness license or a Medicare/Supplement Long-Term Care limited lines license after March 7, 2011 shall complete eight (8) hours of Long-Term Care Partnership credit as defined in 11 NCAC 06A 10.0801(12) prior to selling, soliciting or negotiating a Long-Term Care Partnership policy. After meeting this initial eight (8) hour training requirement, four (4) hours of Long-Term Care Partnership education is required every biennial compliance period thereafter.
  • Each person holding a property, personal lines, or adjuster license shall complete a continuing education course on flood insurance and the National Flood Insurance Program within the first biennial compliance period, and then every other biennial compliance period (or every four years) thereafter.
  • Adjusters and Agents who hold one or more of the following licenses: Property, Casualty, Personal Lines, Life, Accident/Health and Variable Life/Variable Annuity Products may complete their 24 Insurance Continuing Education credit hours requirement by taking courses in any line of authority.

Renewal or Compliance Date for Licensees

  • Producer license is perpetual as long as licensee meets CE requirements.
  • Compliance date is biennial.

North Carolina Insurance CE – Types of Courses Accepted

  • Independent self study or correspondence, self-study internet, webinar or in-person classroom courses.

Monitor Requirements

  • Online exams DO NOT require a monitor.  
  • Correspondence courses are required to be monitored by a disinterested third party.

Reporting to Your State

  • $2.05 per credit hour is required to report to your state.
  • State Insurance completions are reported 2 times every business day. If course is completed after 2 PM PT, it will be reported the following business day.
  • CFP reports are sent on Friday at 2 PM PT to the CFP Board electronically.
  • You may also self-report your CFP completions to www.cfp.net

North Carolina Insurance Continuing Education Carryover Hours & Course Repetition

  • Single/Dual License: excess hours may be carried over to the next renewal period
  • A course may NOT be taken for credit more than once within a 2 year license term.

Exemptions

  • Only a licensed insurance producer who is unable to comply with continuing education requirements due to military service or long-term medical disability may request a waiver for continuing education requirements. A long-term medical disability shall be certified on an annual basis by the producer’s attending physician. An exemption from Continuing Education requirements for up to one year shall be granted if the producer submits the following:
    • (1) deployment orders from the United States Department of Defense; or
    • (2) a notarized statement from a licensed physician stating the producer is unable to do the work he or she is licensed to do.

Method to Certify Completion:

  • For Most States you will be able to print your certificate of completion online once you have completed your exam.
  • We usually report to the State Department of Insurance or regulatory board by the next business day.
  • It may, however, take your State DOI or regulatory board up to 30 days to report your completion results on their systems.
  • As an added service, we can Rapidly Report all of your completed courses the same business day (per credit order) for only $25

North Carolina Non-Resident Producer Requirements

  • To sell, solicit, or negotiate Medicare Supplement/Long Term Care coverage in North Carolina, a nonresident Producer must apply for the Accident & Health line of authority and the Medicare Supplement/Long Term Care nonresident license. The nonresident Producer must hold the Accident & Health line of authority in their home state.

The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted. Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

Insurance Continuing Education Requirements